Sr. Manager, Risk Management and Underwriting in Carrollton, TX at TMX Finance Career Site

Date Posted: 1/26/2018

Job Snapshot

Job Description

Senior Manager, Risk Management and Underwriting

Prefer this position to sit in the Carrollton, TX Corporate office.
  

The Senior Manager of Risk Management and Underwriting will be responsible for developing effective modeling to oversee all risk assessment and product optimizations for our installment lending initiative. In addition to creating an automated scoring process for risk analysis, your knowledge of and experience with data and strong problem solving skills will be your keys to success in this role. This will also allow you to have a strong impact on the Company’s bottom line, as well as on your career path to influence and position the company ahead of the market.

ESSENTIAL DUTIES & RESPONSIBILITIES

Develop, test, and implement models and scorecards to effectively gauge and assess potential risk of customers and optimize the performance of the portfolios.

Forecast and provide regular reports, analysis, and recommendations to executives and management on the expected and actual performance of the installment lending portfolios.

Review monthly portfolio performance and distribution by product, internal scoring, and other criteria to evaluate the effectiveness of the organization’s strategies to maximize profitability and effectively manage risk.

Design, develop, and deploy innovative risk management strategies, including portfolio stress testing and data study initiatives.

Champion the long-term strategic development of the organization while establishing a strong data management framework and portfolio analysis process.

MINIMUM QUALIFICATIONS

  • Bachelor’s Degree in Mathematics, Economics, Finance, or a related field
  • Experience with products created for the subprime consumer
  • Knowledge of Risk Management Information Systems such as SAS or R
  • Knowledge of credit bureau, customer application, demographic data, and software included Access, Excel pivot tables, v-look ups, data query tools, and SQL
  • Ability to present concepts and rationale behind decisions/recommendations in an accessible way and with the use of sound judgmental, logical, and factual evidence
  • Experience developing and validating internal risk rating methodologies and predictive models
  • Thorough understanding of installment lending, documentation, and internal controls related to consumer lending services, products, policies, and procedures
  • Ability to occasionally travel between corporate offices in Savannah and Dallas

BONUS/PREFERRED QUALIFICATIONS

  • Minimum 8-10 years of experience with progressively greater responsibilities in an installment lending/credit risk environment
  • Familiarity with CDS Decision Engine

LEARN MORE ABOUT US

The Senior Manager of Risk Management and Underwriting is a member of the Corporate Operations Team, a diverse, experienced group dedicated to strengthening the framework of our business. To learn more about this team, please visit https://www.tmxfinancefamily.com/careers/top-talent/corporate-operations/ .

To find out about what’s going on in our Company, visit our blog at https://www.tmxfinancefamily.com/tmx-talks

Standing, walking, sitting, repetitive movements and use of mechanical controls, such as keyboard, are frequently required.

All TMX Finance® Family of Companies are Equal Opportunity Employers.

#LI-KM1